Major catastrophe protection.  A non-trivial percentage of investors want to protect themselves in the event of major economic  dislocation.  They might invest in a backup luxury second home, ideally in a place like Vancouver; Canada is a stable country with rule of law and low vulnerability to climate change.  Portable wealth (gold, jewelry, diamonds) allows you to cross borders easily in the event of social turmoil.  Certain local businesses (e.g., a restaurant or farm) can provide income even in the midst of turmoil.  Mormons keep a twelve-month supply of food and essentials in their basement as insurance.  We are not aware of a financial product offering that addresses this unique need more systematically. Catastrophe insurance (e.g., flood insurance) provides protection against narrowly defined protections.  However, in the event of The of The  End of the World As We Know It (the disaster prepper’s worst-case scenario), traditional financial services providers will probably not be reliable.