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\section{Section 3}  As I found from the analysis of galaxies, the M/L ratio is $18.10$ and the IMF produced a value of $1.61$. $1.30$.  this means, that stellar material only contributes a M/L ratio of $1.61$. $1.30$.  So where is the other $18.39$ $18.60$  M/L coming from? Clearly, galaxies are not made up of only or primarily stellar material.