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journal = {Available at SSRN 2312432},  year = {2014},  }  @incollection{FAMA_1975,  doi = {10.1016/b978-0-12-780850-5.50035-6},  url = {http://dx.doi.org/10.1016/b978-0-12-780850-5.50035-6},  year = {1975},  publisher = {Elsevier {BV}},  pages = {389--400},  author = {EUGENE F. FAMA},  title = {{Multiperiod Consumption-Investment Decisions}},  booktitle = {Stochastic Optimization Models in Finance},  }