1. Federal Deposit Insurance Corporation (FDIC). 2019. "How America Banks: Household Use of Banking and Financial Services." FDIC. Retrieved from: https://www.fdic.gov/householdsurvey/  
  2. NYC Department of Consumer Affairs (DCA). "Legally operating businesses." NYC Open Data. Retrieved:  https://data.cityofnewyork.us/Business/Legally-Operating-Businesses/w7w3-xahh/data
  3. Ratcliffe, Caroline, Signe-Mary McKernan, Emma Kalish, Steven Martin, Timothy Meko, and Benjamin Chartoff. 2015. “Where Are the Unbanked and Underbanked in New York City?” Washington, DC: Urban Institute. Retrieved from: https://www.urban.org/sites/default/files/publication/71511/2000430-Where-Are-the-Unbanked-and-Underbanked-in-New-York-City.pdf